Muckhart Village from Seamab

Debt Counselling Service

CAP’s debt counselling service

My name is Sue Swift and I am the Clackmannanshire Community Links Coordinator, for Christians Against Poverty (CAP). I support Fiona Welsh, the Debt Centre Manager, in making connections with referrers in the Clackmannanshire area.

I am emailing to introduce myself and to let you know that we have opened a Forth Valley wide debt counselling centre in partnership with Forth Valley churches. Clients struggling with debt throughout the FK postcode area can now access our support.

CAP’s debt counselling service focuses on providing a service which works well for those who are more vulnerable and who need support to help them gain freedom from their debts. Our service is completely free. We are currently replacing our face to face debt counselling service with telephone based appointments due to COVID – 19. Our service is holistic and we give clients the time they need to work with us over the phone.

All that clients need in order to access our service is a phone and:

  • Access to the internet or
  • That they are able to get to a post box

Once it is safe to do so, and following Government guidelines, we will look to resume our face to face home visiting service for clients.

Any prospective clients should call 0800 328 0006 (our lines are open 9.30am-5.00pm Monday to Thursday and 9.30am-3.30pm on Fridays.

CAP’s service is so much more than just Debt counselling, and I would be really happy to talk about how we help clients and how we could work together to help those struggling with debt locally. My contact details are 07575780393, or

I have enclosed some links below to e-copies of our referrers booklet so that you can read more about the service we provide and also our ‘weighed down by debt’ leaflet, which is the leaflet that can be sent to potential clients.

Referral brochure:

Weighed down by debt leaflet (Scotland):

I look forward to hearing from you.

Best Wishes

Sue Swift

About Mike Wilson